Terms and Conditions

3.1 General obligations

You must only use the platform and website for your own lawful purposes, in accordance with these Terms and any notice sent by IPOhub or posted on the Website.

3.2 Access conditions

You will ensure that all usernames and passwords required to access the platform are kept secure and confidential. You will immediately notify IPOhub of any unauthorized use of your passwords or any other breach of security. As a condition of these Terms, when accessing and using the platform, you must:

not attempt to undermine the security or integrity of IPOhub's computing systems or networks or, where the Website is hosted by a third party, that third party's computing systems and networks;

not attempt to gain unauthorized access to any materials other than those to which you have been given express permission to access or to the computer system on which the Platform is hosted;

not transmit, or input into the platform, any: files that may damage any other person's computing devices or software, content that may be offensive, or material or Data in violation of any law (including Data or other material protected by copyright or trade secrets which you do not have the right to use); and

not modify, copy, adapt, reproduce, disassemble, de-compile or reverse engineer the Platform or the Website.

not use, or misuse, the Platform in any way which may impair the functionality of the Platform or Website or impair the ability of any other user to use the Platform or Website.

3.3 Indemnity

You indemnify IPOhub against all claims, costs, damage and loss arising from your breach of any of these terms or any obligation you may have to IPOhub, including (but not limited to) any costs relating to the recovery of any subscription fees that have not been paid by you.

4.1 Confidentiality

Unless the relevant party has the prior written consent of the other or unless required to do so by law:

Each party will preserve the confidentiality of all Confidential Information of the other obtained in connection with these Terms. Neither party will, without the prior written consent of the other, disclose or make any Confidential Information available to any person, or use the same for its own benefit, other than as contemplated by these Terms.

Each party's obligations under this clause will survive termination of these Terms.

The provisions of clauses 4.1.1 and 4.1.2 shall not apply to any information which:

is or becomes public knowledge other than by a breach of this clause;

is received from a third party who lawfully acquired it and who is under no obligation restricting its disclosure;

is in the possession of the receiving party without restriction in relation to disclosure before the date of receipt from the disclosing party; or

is independently developed without access to the Confidential Information.

4.2 Privacy

IPOhub maintains a privacy policy that sets out the parties' obligations in respect of data. You should read that policy at www.ipohub.io/privacy/ since you will be taken to have accepted it when you accept these Terms.

4.3 GDPR

IPOhub Adheres to the guidelines set out in General Data Protection Regulation ("GDPR"), more information on compliance and the additional protections it provides can be found here: GDPR

5.1 General

Title to, and all Intellectual Property Rights in the Platform, the Website and any documentation relating to the Platform remain the property of IPOhub (or its licensors).

5.2 Data

Title to, and all Intellectual Property Rights in any data you enter onto the platform remain your property. However, your access to the account is contingent on full compliance with these terms. You must maintain copies of all Data entered to the Platform. IPOhub adheres to its best practice policies and procedures to prevent data loss, including a daily system data back-up regime, but does not make any guarantees that there will be no loss of Data. IPOhub expressly excludes liability for any loss of Data no matter how caused.

6.1 Acknowledgment:

You are authorized to use the Platform and the Website.

If you are using the platform and accessing the Website on behalf of or for the benefit of an organization (whether a body corporate or not) then IPOhub will assume that you have the p.paragraph right to do so and that organization will be liable for your actions or omissions (including any breach of these Terms).

The provision of, access to, and use of, the Platform is on an 'as is' basis and at your own risk.

IPOhub does not warrant that the use of the Platform will be uninterrupted or error free. Among other things, the operation and availability of the systems used for accessing the Platform, including public telephone services, computer networks and the Internet, can be unpredictable and may from time to time interfere with or prevent access to the Service. IPOhub is not in any way responsible for any such interference or prevention of your access or use of the Platform.

Although the system will be updated regularly from data supplied by a variety of legitimate and trust worthy sources - It is your sole responsibility to determine that the data supplied on the platform is accurate, truthful and meets your needs in order to make inform investment decisions.

6.2 No warranties

IPOhub gives no warranty for the Platform. Without limiting the foregoing, IPOhub does not warrant that the Platform will meet your requirements or that it will be suitable for your purposes. To avoid doubt, all implied conditions or warranties are excluded in so far as is permitted by law, including (without limitation) warranties of merchant ability, fitness for purpose, title and non-infringement.

6.3 Consumer guarantees

You warrant and represent that you are acquiring the right to access and use the Platform and agreeing to these Terms for the purposes of a business. To the maximum extent permitted by law, any statutory consumer guarantees or legislation intended to protect non-business consumers in any jurisdiction does not apply to the supply of the Platform, the website or these Terms.

8.1 You may at any time terminate your access to the platform by deleting your account via your profile management page.

8.2 No-fault termination

IPOhub may take any or all of the following actions, at its entire discretion:

Terminate these Terms and your use of the Platform and the Website;

Suspend for any definite or indefinite period of time, your use of the Platform and the Website;

Take either of the actions in sub-clause 4 and 5 of this clause 8(3) in respect of any other persons in your organization or who have access to your information or that of your organization.

8.3 Accrued Rights

Termination of these Terms is without prejudice to the rights and obligations of the parties accrued up to and including the date of termination. On termination of this Agreement you will:

immediately cease to use the IPOhub Platform and the Website.

remain liable for any accrued charges and amounts which become due for payment before or after termination; and

8. 4 Expiry or termination

Clauses 3, 4, 5, 6, 7, 8, 9 and 10 survive the expiry or termination of these Terms.

9.1 Technical Problems:

In the case of technical problems you must make all reasonable efforts to investigate and diagnose problems before contacting the IPOhub team. If you still need technical help, please email us at [email protected]

9.2 Service availability

Whilst IPOhub intends that the Platform should be available 24 hours a day, seven days a week, it is possible that on occasion it may be unavailable to permit maintenance or other development activity to take place.

If for any reason IPOhub has to interrupt the service for longer periods than IPOhub would normally expect, we will use reasonable endeavours to publish in advance details of such activity.

10.1 Entire agreement

These Terms, together with the IPOhub Privacy Policy and the terms of any other notices or instructions given to you under these terms, supersede and extinguish all prior agreements, representations (whether oral or written), and understandings and constitute the entire agreement between you and IPOhub relating to the Platform and the other matters dealt with in these Terms.

10.2 Waiver

If either party waives any breach of these Terms, this will not constitute a waiver of any other breach. No waiver will be effective unless made in writing.

10.3 Delays

IPOhub will not be liable for any delays or failure in performance of its obligations under these Terms.

10.4 No Assignment

You may not assign or transfer any rights to any other person without IPOhub’s prior written consent. These Terms of Use will be governed by and construed in accordance with the laws of Estonia, without giving effect to its conflict of law's provisions or your actual state or country of residence. Any claims, legal proceeding or litigation arising in connection with the Platform or website will be brought solely in Estonia, and you consent to the jurisdiction of such courts.

10.5 Sever ability

If any part or provision of these Terms is invalid, unenforceable or in conflict with the law, that part or provision is replaced with a provision which, as far as possible, accomplishes the original purpose of that part or provision. The remainder of this Agreement will be binding on the parties.

10.6 Notices

Any notice given under these Terms by either party to the other must be in writing by email and will be deemed to have been given on transmission. Notices to IPOhub must be sent to [email protected] or to any other email address notified by email to you by IPOhub. Notices to you will be sent to the email address which you provided when setting up your access to the platform.

10.7 Rights of Third Parties

A person who is not a party to these Terms has no right to benefit under or to enforce any term of these Terms.